I'm working on getting back on a more normal schedule now that most of remodeling phase I is complete. I'm happy to say that besides a few paint touch-ups, kitchen and bath window restoration, and the back door (waiting til good weather for this), we are essentially done!
Before we dig into the work necessary to start phase II (most of the original floor of the house: living room, dining room, hall and 2 small bedrooms), I'm working on Dave Ramsey's Total Money Makeover
plan to make sure we have a substantial savings and emergency fund before we start spending on the house again. It will likely take us the next 2 months to build up the remainder of the 6-month emergency fund that I've been working on. I have about 2/3 saved so far.
Our only debt is on my car, which I'd like to sell and buy one outright with cash in 2009 as well. The other goal is to buy only with my debit card. It's too easy to use CC and I know I would save more even though I pay those cards off every month. I'd also like to get a permanent position at PGE once the current project I'm leading comes closer to completion. Hopefully for a similar salary to what I make now.
I'd also like to do a European vacation in 2009, but its the last priority in the current economy because I will only do this if we don't have to crack into savings or CC to go. I'd rather have the remodel done than take a fancy vacation as well.
I also need to focus more on the Flylady
system to keep the house clean and get back on the 6-day a week workout routine, instead of about 4 which it's hovering around now.
Here's to a great year!